In Malaysia’s fast-growing digital economy, businesses need simple and secure ways to collect payments online. Whether you’re selling through social media, running a small business, or collecting donations, a quick and flexible payment system can make all the difference. That’s exactly what Payment Link by CHIP offers — a no-code, website-free payment solution that lets you accept payments instantly through a shareable link or QR code.
What Is a Payment Link?
A payment link is a simple URL or QR code that allows customers to pay for products or services instantly.
Instead of building an e-commerce site or integrating a complex payment gateway, merchants can create a link tied to a specific product or service. Customers can then make payments directly through the link by using FPX (online banking), DuitNow QR Online, credit/debit cards, or e-wallets like Touch ’n Go, GrabPay, and Boost.
In short, a payment link can turn any message or post into a transaction opportunity.
Meet CHIP, Your Smart Payment Partner
CHIP is a trusted Malaysian fintech company that provides secure and user-friendly payment solutions. One of its key features is CHIP Collect, a module designed to make payment collection as easy as possible.
Within CHIP Collect, you’ll find the Payment Link feature which is a powerful tool that let you collect payments instantly without any technical setup.
How Payment Link Works
Payment Links are designed to simplify how businesses get paid. Here’s how you can start using it:
Step 1: Create a Product
Log in to your CHIP merchant portal and create a product by entering its name, description, price, and image.
Step 2: Generate a Payment Link or QR Code
After setting up your product, the system automatically generates a payment link and a QR code version.
You can share these via:
- WhatsApp messages
- Invoices
- Facebook or Instagram DMs
- Emails and SMS
- Flyers or posters (with the QR code)
Step 3: Customer Makes Payment
When your customer clicks the link or scans the QR code, they’ll be directed to a secure payment page.
Customers can pay using FPX, DuitNow QR Online, cards, or e-wallets — all supported by CHIP’s system.
Step 4: Receive Payment Confirmation
You’ll get an instant notification through your dashboard once the payment is completed.
That’s it, no plugins, no coding, and no website required.
Why Payment Links Are Game-Changers for Businesses
Traditional payment systems often require a website, coding skills, and lengthy setup processes. But CHIP’s Payment Link removes all those barriers. Here’s why businesses are switching to it:
1. No Website or Coding Needed
You don’t need an online store or payment gateway integration. Create a link, share it, and start receiving payments right away.
2. Perfect for social media Sellers
Social commerce is booming and CHIP’s Payment Link fits perfectly. Whether you sell on Instagram, Facebook, or Tik Tok, you can share the link directly in DMs or comments. Customers can pay instantly without leaving the platform.
3. Ideal for Donations and Fundraisers
Non-profits, NGOs, and community groups can use payment links to collect donations online or offline.
Just share the link or QR code and donors can pay quickly and securely.
4. Instant QR Payment Option
Each payment link can be converted into a QR code for in-person payments. Perfect for events, pop-up booths, and small retail setups.
5. Flexible Payment Methods
Customers can choose from:
- FPX (Online Banking)
- Credit & Debit Cards
- E-Wallets
- DuitNow QR Online Payments
This flexibility ensures you never lose a sale due to limited payment options.
6. Transparent and Secure
Every transaction is processed through CHIP’s secure payment infrastructure — trusted by Malaysian businesses and fully compliant with local financial standards.
Who Can Benefit from CHIP’s Payment Link?
CHIP’s Payment Link is designed to be versatile and accessible. It’s suitable for:
1. SMEs and Small Vendors
Home-based entrepreneurs, microbusinesses, and pop-up store owners can easily collect payments without investing in a website.
Example: A bakery selling via WhatsApp or social media can send a payment link when confirming an order.
2. Freelancers and Service Providers
Designers, photographers, or consultants can send a payment link for service fees, deposits, or project payments.
3. Nonprofits and Donation Campaigns
NGOs and religious organizations can collect donations online with simple, transparent links — no need for a donation platform.
4. Event and Class Organizers
From workshops to yoga sessions, you can collect registration or booking fees instantly through a shareable payment link.
5. Trainers and Education Providers
Tuition centers, coaches, and e-learning providers can accept payments easily by sending links via WhatsApp or email.
Why Choose CHIP’s Payment Link Over Others?
While other payment solutions may offer similar features, CHIP’s Payment Link stands out in key areas:
1. Local Support and Integration
Built for Malaysian businesses, with full support for local banks, FPX, and popular e-wallets.
2. Real-Time Payment Tracking
Merchants can monitor transactions, manage refunds, and generate reports through the CHIP portal.
3. Secure and Compliant
CHIP follows industry-grade security protocols to protect every transaction.
4. Affordable and Transparent
No hidden fees or complex setup, you only pay for what you use.
The Rise of Cashless Commerce in Malaysia
As Malaysia continues its journey toward a cashless economy, tools like Payment Links play a key role in empowering businesses.
From roadside vendors to digital creators, everyone can now accept digital payments easily.
Customers, on the other hand, enjoy a smoother checkout experience and facing no bank details, no manual transfers, just a quick tap or scan.
This growing trend of social commerce and no-code payments is changing how Malaysians buy and sell — and CHIP is at the heart of that transformation.
Getting Started with CHIP’s Payment Link
Ready to start collecting payments with ease? Here’s how to get started:
- Sign up for a CHIP Merchant Account
Visit CHIP and register your business. - Access CHIP Collect
Once approved, navigate to the CHIP Collect module in your portal. - Create a Product or Service
Add product details (name, price, description, image). - Create a Link and Generate Your Payment Link or QR Code
The system will automatically generate both. - Share and Get Paid
Share the link anywhere — social media, chat apps, or printed QR.
Customers can pay instantly and securely.
Why Businesses Love CHIP’s Payment Link?
- No website or coding required
- Ideal for small businesses and donations
- Accepts FPX, DuitNow QR Online, cards, and e-wallets
- Easy to share (link or QR)
- Instant confirmation and reporting
- Secure, compliant, and reliable
With CHIP’s Payment Link, businesses can focus on what matters most which is growing their brand and serving their customers while CHIP are handling the payments.
Start Using CHIP’s Payment Link Today
If you’ve been searching for a simple, no-code, and affordable payment solution in Malaysia, look no further than CHIP’s Payment Link.
Whether you’re collecting payments for sales, bookings, or donations, this tool makes the process fast, secure, and effortless.
Get started today at chip-in.asia and experience how easy it is to collect payments anywhere, anytime.
